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		<title>The Ultimate Home Maintenance Checklist for the Fall</title>
		<link>https://www.yourmortgageassistant.com/blog/the-ultimate-home-maintenance-checklist-for-the-fall/</link>
					<comments>https://www.yourmortgageassistant.com/blog/the-ultimate-home-maintenance-checklist-for-the-fall/#respond</comments>
		
		<dc:creator><![CDATA[chandrap]]></dc:creator>
		<pubDate>Mon, 06 Dec 2021 14:34:52 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://www.yourmortgageassistant.com/?p=3014</guid>

					<description><![CDATA[<p>Every season brings along its challenges for our homes. Take a look at our ultimate checklist for the fall to help maintain your family home inside and out. Exterior Maintenance 1. Prepare Doors and Windows for Storms Install storm windows and doors and remove screens. Before storing, clean and repair screens, spray with a protective&#8230;</p>
<p>The post <a href="https://www.yourmortgageassistant.com/blog/the-ultimate-home-maintenance-checklist-for-the-fall/">The Ultimate Home Maintenance Checklist for the Fall</a> appeared first on <a href="https://www.yourmortgageassistant.com">Your Mortgage Assistant</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Every season brings along its challenges for our homes. Take a look at our ultimate checklist for the fall to help maintain your family home inside and out.</p>

<h2><strong>Exterior Maintenance</strong></h2>
<h3><strong>1. Prepare Doors and Windows for Storms</strong></h3>
<p><span class="mobile-clear"><img fetchpriority="high" decoding="async" class="wp-image-3017 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1554360347_1200.jpg" alt="" width="321" height="190" /></span></p>
<p>Install storm windows and doors and remove screens. Before storing, clean and repair screens, spray with a protective coating and place in a dry area of the basement or garage.<br />
Doors and windows should close firmly. If a door or window rattles when it’s closed, then that’s a sign that it’s not closed properly. If you can slide a paper under the door, then the bottom of the door will need a new sweep.</p>
<p>Self-adhesive foam weatherstripping is inexpensive and easy to apply. Doors should have weatherstripping applied on both sides and across the top. Add weatherstripping to areas on the windows where you find drafts leaking through. Sweeps for the door are relatively easy to install with an inexpensive vinyl kit.</p>

<h3><strong>2. Inspect Exterior Walls</strong></h3>
<p><span class="mobile-clear"><img decoding="async" class="wp-image-3019 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1885757335_1200.jpg" alt="" width="323" height="201" /></span></p>
<p>See if any paint is peeling or blistering on the walls outside your home which can deteriorate over time if protective paint is left unchecked. Fall offers plenty of days that are warm enough to work with exterior paint, and a touch-up can help prolong the life of your siding and trim<br />
Sooner is better to contact a local painter or attempt the project yourself, as many paints aren&#8217;t recommended for application on days when the temperature will dip colder than 45 to 50 degrees.</p>
<h3><strong>3. Inspect your Roof</strong></h3>
<p><span class="mobile-clear"><img decoding="async" class="wp-image-3020 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1654087702_1200.jpg" alt="" width="323" height="228" /></span></p>
<p>Make sure the roof is also in good shape. Inspect for missing and loose shingles. The coming seasons can wreak havoc on your roof which is your home’s first defense. It’s better to deal with any possible repairs and upgrades now than later on during snow or rainstorms. Have a licensed, certified roofing professional check the conditions of your roof.</p>
<h3><strong>4. Clear Out Gutters</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3021 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1381052555_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>If gutters are not cleaned and water overflows from the gutters, it will fall along the foundation of the building. This can soften the soil under and around it which will lead to foundation cracks. Also, if the foundation is wet and then freezes, this will cause heaving and cracks.</p>
<p>A simple solution of water and white vinegar works very well for cleaning the outside of the gutters, and won&#8217;t corrode aluminum. You can also make a paste with a small amount of water and cream of tartar, which will act as a cleaner and gentle buffing agent in one.</p>
<p>Don’t forget to clean all those wet autumn leaves from gutter spouts before the blockages damage your gutters. Your plumber&#8217;s snake is a great tool for pulling clumps of wet leaves out of clogged downspouts.</p>

<h2><strong>Interior Maintenance</strong></h2>
<h3><strong>1. Seal up Leaks</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3022 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1191758296_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>Proper sealing and insulation from draft leaks can cause up to 20% on heating and cooling costs or up to 10% on your annual energy bill. Take the time to look for any air leaks along your window and door frames. Apply weather stripping and caulk to seal up these drafts.</p>
<p>When it comes to water leaks, look for unusual smells like mold mildew in areas where it is not visibly present. Often, hidden leaks show when there is sudden damage or discoloration in the walls, ceiling, or floors. This is an indication of water damage that has just come to the surface so that you can see it with the naked eye.</p>
<h3><strong>2. Inspect your Heating System</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3023 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1696328266_1200.jpg" alt="" width="323" height="216" /></span></p>
<p>It&#8217;s also a good idea to have your heating system inspected by a professional. Consider scheduling this task in early fall before the heating season begins. Here are signs that you should have an inspection performed sooner:</p>
<div class="all-clear"></div>
<ul>
<li><strong>Noisy belts:</strong> Unusual screeches or whines could be a signal that belts connected to the blower motor are worn or damaged.</li>
<li><strong>Poor performance:</strong> A heating system that doesn&#8217;t seem to work as well as it once did could be a sign of various problems. Your heating ducts might be blocked, the burners might be misadjusted, or the blower motor could be on its last legs. The first step, however, is to make sure your furnace filter is clean.</li>
</ul>
<h3><strong>3. Inspect Wood Stoves and Fireplaces</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3024 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_130169465_1200.jpg" alt="" width="323" height="249" /></span></p>
<p>Now that fireplace season is coming ahead, it would be a good idea to check for damages and hazards. First, inspect the flue for creosote, a flammable by-product of burning wood. Too much accumulation in a flue or chimney can result in a devastating fire. Get your chimney inspected annually for creosote buildup. If you use a fireplace or wood stove frequently, have the flue inspected after each cord of wood burned.</p>
<p>Additionally, check your chimney for damage or flue blockages. Ensure the screen or baffle covering the top of the chimney is in place. Birds often nest at the top of unprotected flues; a chimney cap can prevent this from happening. If you don&#8217;t have a cap, look up the flue to ensure that there are no obstructions.</p>
<h3><strong>4. Check Your Detectors</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="alignleft wp-image-3025" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1752203759_1200.jpg" alt="" width="323" height="242" /></span></p>
<p>With furnaces turned on, the windows closed and fireplaces lit all evening, now is a great time to make sure your smoke and CO detectors are working. Check batteries and expiration dates – smoke detectors are typically good for 10 years, and CO detectors last for about six years.</p>
<div class="clear"></div>
<h3><strong>5. Clean your Humidifiers</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3026 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1901080585_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>Dry winter air can be tough on your skin and airways. Without regular cleaning, humidifiers can become prime places for growing mold and other microbes, which then stream into the air along with water vapor. These air pollutants can be especially problematic for people with asthma, allergies, or other breathing issues. You and your home will feel more comfortable if you keep your central humidifier in tip-top shape during these dry colder months. First, inspect the plates or pads and if necessary, clean them in a strong laundry detergent solution. Rinse and scrape off mineral deposits with a wire brush or steel wool.</p>
<p>To keep your humidifier clean, it&#8217;s important to keep up the maintenance daily. Empty the water tank and refill with fresh water daily. Empty the humidifier of standing water each day, rinse it out, and refill with new water before you turn it on.</p>

<h2><strong>Lawn and Garden Maintenance</strong></h2>
<h3><strong>1. Organize your Garage</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3027 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1896900448_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>It’s very important to finish up important outdoor preventative maintenance now, so you’re not working in the cold during the middle of winter. Follow these tips below to help maintain your garage during the colder months</p>
<div class="all-clear"></div>
<ul>
<li><strong>Clean Up<br />
</strong>i. Give your garage an exterior cleaning. You can use a power washing tool or a general hose with mild soap and water to get rid of dust and dirt<br />
ii. Inside the garage, wash the floor to get rid of any fluids, dirt, or stains that might build up.<br />
iii. Be sure to clean out the gutters and downspouts and ensure all the joints and brackets of your garage are tight.</li>
<li><strong>Get Organized<br />
</strong>i. Straighten everything up in your garage while keeping an eye out for any mold, mildew, bugs, or concrete damage.<br />
ii. Take out your tools needed for the fall and winter seasons. Be sure to put away any summer-specific tools.<br />
iii. Test the endurance for these seasonal tools before they are needed. You do not want to find out your snowblower is out of commission right when you need it the most.</li>
</ul>
<ul>
<li><strong> Lubricate<br />
</strong>i. Be sure your garage door has no issues opening and closing. Use a silicone-based lubricant if it does.</li>
<li><strong>Insulate<br />
</strong>i. Protect yourself from broken or busted pipes by covering and/or insulating all exposed pipes in the garage.<br />
ii. Double-check that your weather stripping and seals are in-tack and not worn out. These parts help keep your garage warmer and prevent moisture from getting in.<br />
iii. Consider adding or replacing insulation to your garage door if it’s not already insulated.</li>
</ul>
<h3><strong>2. Clear Leaves From the Lawn</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3028 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_118900342_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>Lawn maintenance and lawn care are important to take care of before the winter sets in. Raking leaves and aerating will prevent your lawn and garden beds from suffocating. Help your lawn roots to thrive by aerating the soil. This means making holes in the ground by plugging out bits of soil. This will allow the necessary nutrients to enter deep into your lawn to the roots.</p>

<h2><strong>Porch and Deck Maintenance</strong></h2>
<h3><strong>1. Check the Supports, Stairs, and Ailings</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3029 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_2040343790_1200.jpg" alt="" width="323" height="242" /></span></p>
<p>Now with the cold front coming in, it’s important to check and maintain the railings, supports, stairs, and ailings of your porch and deck. With the frost coming in, you don’t want people slipping on steps or losing grip on the railings of your deck.</p>
<div class="clear"></div>
<h3><strong>2. Clean Porch and Deck Furniture</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3030 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1019924083_1200.jpg" alt="" width="323" height="205" /></span></p>
<p>With the rains and snow coming in for the season, it’s important to clear any outside furniture you may have that can be affected by the coming season. Use protective coverings on your furniture or move them into the garage or storage sheds.</p>
<div class="clear"></div>
<h3><strong>3. Empty Soil from Pots and Planters</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3031 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1673628574_1200.jpg" alt="" width="323" height="216" /></span></p>
<p>Some plants can&#8217;t handle the colder seasons coming in. It&#8217;s important to ensure that the plants and pots that you currently have outside can withstand the cold. In rainy seasons, some pots may overfill with water and kill off your plant or make a mess on your porch or deck. Find the right plants for your curb appeal in our <a href="https://www.yourmortgageassistant.com/we%E2%80%99re-falling-for-these-beautiful-flowers/">article</a> here.</p>
<h2><strong>Pool Maintenance</strong></h2>
<h3><strong>1. Examine your Pool Cover</strong></h3>
<p><span class="mobile-clear"><img loading="lazy" decoding="async" class="wp-image-3032 alignleft" src="https://www.yourmortgageassistant.com/assets/images/2021/12/shutterstock_1905980281_1200.jpg" alt="" width="323" height="215" /></span></p>
<p>Inspect your pool cover for any damage and replace it if necessary. You want to make sure that your pool cover will be able to handle the coming weather.</p>
<div class="clear"></div>

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		<title>We’re Falling for These Beautiful Flowers</title>
		<link>https://www.yourmortgageassistant.com/blog/we-re-falling-for-these-beautiful-flowers/</link>
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		<dc:creator><![CDATA[chandrap]]></dc:creator>
		<pubDate>Wed, 24 Nov 2021 13:26:00 +0000</pubDate>
				<category><![CDATA[Uncategorized]]></category>
		<guid isPermaLink="false">https://www.yourmortgageassistant.com/?p=3004</guid>

					<description><![CDATA[<p>After a steamy summer, autumn’s cooler air temperatures are easier on both plants and gardeners, but the soil is still warm enough to allow roots to grow until the ground freezes. Fall flowers are just as beautiful as the flowers that bloom all summer long and are hardy enough to withstand some cool nights and&#8230;</p>
<p>The post <a href="https://www.yourmortgageassistant.com/blog/we-re-falling-for-these-beautiful-flowers/">We’re Falling for These Beautiful Flowers</a> appeared first on <a href="https://www.yourmortgageassistant.com">Your Mortgage Assistant</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>After a steamy summer, autumn’s cooler air temperatures are easier on both plants and gardeners, but the soil is still warm enough to allow roots to grow until the ground freezes. Fall flowers are just as beautiful as the flowers that bloom all summer long and are hardy enough to withstand some cool nights and light frosts. Ensure your plants are set up for success by putting them in the ground several weeks before it freezes so that they can establish root systems.<br />
Pay attention to your plant’s watering needs as well. Some hot, dry days can be hard on plants, so don’t forget to water them if you haven’t had rain lately. Additionally, plants in containers, pots, and window boxes tend to dry out faster, so you’ll need to keep an eye on them after planting. Get these plants in the ground fall, and they’ll reward you with their breathtaking colors in the spring.</p>

<h2><strong>Our Favorite Fall Flowers:</strong></h2>
<h3>Calendula- English or Pot Marigolds</h3>
<p>Hardy annuals, calendula bring a cheery splash of color to beds and borders, and their deep orange petals can also be used raw in salads.</p>
<p>Sow calendula seeds in September where they are to flower. Begin improving the soil with well-rotted compost, or use a peat-free multi-purpose compost if planting in containers. They should bloom in May when sown in the fall.</p>
<h3>Daffodils</h3>
<p>The harbingers of spring, daffodils and narcissi fill beds and borders with their gently nodding yellow or white heads.</p>
<p>Daffodil bulbs are best planted in fall, in the sun or part shade. They like well-drained soil and should be planted 4-6 inches below the surface of the soil and the same distance apart.</p>
<h3>Pansies</h3>
<p>Winter flowering pansies can breathe new life into your fall garden and brighten up garden beds and containers through the colder and darker months with their pretty blooms available in a huge array of colorful combinations.</p>
<p>Start planting these small perennials in September to give their roots time to grow enough to survive the winter. By planting pansies in the fall, you’ll be able to enjoy their flowers through winter and again in spring.</p>
<p>While you might not think of fall as a time to get outside and plant, it actually presents a golden opportunity for some flowers to establish their roots.</p>
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